4 Bedroom, 3 Full Bath, 4709 Square Feet, Bonus room with Kitchen, Screened-in Patio, POOL and more! This home and 2 HUGE workshops sit on 4.98 acres with a wooded view! So many amenities and all at a great price! Seller's motivated!
Impressive home in Shadow Valley Phase-1. Many additions!! Home offers 2 living areas, generous rooms, granite counter tops. cathedral ceilings, real hardwood floors, extensive trim, built-ins, custom garage cabinets (+) more! Back yard and Patio amazing!
Great home in Bella Vista! Located in a golfing area with lots of mature, beautiful trees. Home has been updated and looks immaculate! Home has lots of options for the floor plan! Open and spacious rooms that allow for entertaining! Large living room with
One-owner home like brand new! Close to Wal-Mart! Open floor plan! Cathedral ceiling in living room, raised bar in Kitchen, under counter lighting, beautiful tile counter tops & back splash, linen closet, walk-in closets, new paint & black appliances! (+)
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When you are shopping for an Adjustable Rate Mortgage, the important thing to consider is the margin. Each time your loan is adjusted, the new interest rate will be tied to an index of Treasury notes. The margin is the percentage point above that index where your rate will be set.
Let's suppose that you have a one-year ARM with a 2.5 margin. Your initial rate was 7.5%, and during the first year of the loan, the index of 1-year Treasury notes was at 6.25%. The rate for the second year of your loan would be adjusted to 8.75%. With a margin of 2.75, it would increase to 9%. Some lenders offer lower initial rates with higher margins. In this case, the subsequent rates could be higher after the first year, than if you chose a higher initial rate with a lower margin.
If you are confused by the various mortgage offers, ask a professional mortgage broker to sit down with you and show you how it works. Today the rates and different financial possibilities are so variable that it is a good idea to talk to a mortgage broker--they usually know where the best rates can be found.
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